Whether to buy a diamond ring or a gold ring depends on personal preferences and needs 1:

Diamond rings are fashionable and versatile, making them more suitable for young people to wear. If you don't have the habit of wearing rings and value the economic value of jewelry more, you may want to buy gold jewelry.

The gold ring maintains its value and has multiple monetization channels, but its style is old-fashioned, resistant to wear and tear, and does not match the skin tone.

The monetization channels for diamonds are not smooth, and there are three types of monetization channels: jewelry merchant repurchase, pawn, and auction. If they are monetized by a pawnshop, an investment grade diamond will only be priced at 1/10 of the market price.

If buying a diamond ring is mainly for daily wear and values the emotional and aesthetic value of jewelry more, then there is no need to worry about whether to preserve value. Instead, focus on cost-effectiveness and buy a small score diamond ring.